How Long Will My Employer Be Responsible For My Medical Treatment?
First Thing First
If you are hurt while on the job, report the accident and file for Workers’ Compensation as soon as possible. If you suffer a severe injury and need extensive medical care and/or prolonged treatment, the sooner you file for Workers’ Compensation the sooner you will not have to worry about medical bills. Once you file Workers’ Compensation, your employer, or their insurance company is required to pay for all authorized medical treatment until you have been discharged from care and finished the necessary treatment. There is no limit on how long medical treatment must last. Your physician should advise you how long they recommend your treatment last. In the meantime as you recover, medical bills should be the least of your worries, and with Workers’ Compensation, this is made possible.
What is “Medically Necessary”?
Your medical bills are covered by your employer and/or their insurance for as as long as “medically necessary”. Now, the term “medically necessary” is an issue which is litigated by your lawyer when your carrier fails to respond, in a timely fashion to a treating doctor’s Request for Authorization (RFA). The doctor treating you has to fill out the RFA, and send it to your employer or their insurance. This Request for Authorization is a list of all the recommended treatments the doctor advises in order for you to get better. This is sent to your employer or their Workers’ Compensation insurance, so they know the treatment, length of treatment, and cost they will have to cover. If this is not filled or filled late, your lawyer will then have to dispute and settle your treatment and length of treatment in court.
Once again, there is no time limit of when your employer, or their insurance, will be responsible for your medical bills in response to a work injury. As long as the treatment and care is medically necessary and recommended to ensure you get better, your employer will continue to cover those medical costs.
NOTICE: Making a false or fraudulent Workers Compensation claim is a felony subject to up to 5 years in prison or a fine of up to $50,000 or double the value of the fraud, whichever is greater, or by both imprisonment and fine.